1. You lend us your money
2. We put it with our money and buy dilapidated houses with potential.
3. We make those houses a nice place to live in. (Add value.)
4. We refinance the houses because now they are worth much more.
5. We give you your money back, plus extra, which is like interest.
For example:
1. You agree to lend us £10,000 for 12 months at a rate commensurate to 6% p.a.
2. We use that in addition to our own money in our next project.
3. We have 12 months to complete that project. We then repay our clients and you get your £10,000 and an additional £600.
4. You could then lend us that same £10,000 again for our next project and effectively recycle the same capital to earn more.
Because we're investing more of our own money than yours, you can be assured we will always commit to our core values and put our investors first. After all, we want you to come back!